Your credit history affects whether you can get a mortgage and the rate you'll pay.
Get ready
- Get your free credit reports at AnnualCreditReport.com
- Dispute any errors with the credit bureau
- Pay every bill on time
- Keep credit card balances low
- Avoid opening new credit in the months before you apply
General educational information, not mortgage advice. Programs and rules change. Save More Haven isn't paid by any lender, broker or real estate agent.