Many states, counties and cities offer help with down payments and closing costs, especially for first-time buyers.
Types of help
- Grants that don't have to be repaid
- Forgivable loans, forgiven if you stay a set number of years
- Deferred second loans, repaid when you sell or refinance
- Help with closing costs
Where to look
Start with your state's housing finance agency, your city or county housing department, and a HUD-approved housing counselor.
General educational information, not mortgage advice. Programs and rules change. Save More Haven isn't paid by any lender, broker or real estate agent.